P {font: 80% Verdana, Helvetica, Sans Serif; 
	color: #000000;
	font-weight: normal;
	font-style: normal;
	text-align: left;
	text-indent: 0px;
	line-height: 200%;
	letter-spacing: normal;
	word-spacing: normal;
	margin-left: 0px;
	margin-right: 0px;}
	
	.tight {font: 80% Verdana, Helvetica, Sans Serif; 
		color: #000000;
		font-weight: normal;
		font-style: normal;
		text-align: left;
		line-height: 120%;
		letter-spacing: normal;
		word-spacing: normal;}
	
	.center {font: 80% Verdana, Helvetica, Sans Serif; 
		color: #000000;
		font-weight: normal;
		font-style: normal;
		text-align: center;
		line-height: 200%;
		letter-spacing: normal;
		word-spacing: normal;}
		
	.centernoleading {font: 80% Verdana, Helvetica, Sans Serif; 
		color: #000000;
		font-weight: normal;
		font-style: normal;
		text-align: center;
		line-height: 120%;
		letter-spacing: normal;
		word-spacing: normal;}
	
	.smallprint {font: 60% Verdana, Helvetica, Sans Serif;
		color: #808080;
		font-weight: normal;
		font-style: normal;
		text-align: left;
		line-height: 120%;
		letter-spacing: normal;
		word-spacing: normal;
		padding-top: 0px;
		padding-bottom: 0px;
		margin-left: 0px;
	    margin-right: 0px;}

	.smallprintcent {font: 60% Verdana, Helvetica, Sans Serif;
		color: #808080;
		font-weight: normal;
		font-style: normal;
		text-align: center;
		line-height: 120%;
		letter-spacing: normal;
		word-spacing: normal;
		margin-top: 0px;
		padding-top: 0pt;
		margin-bottom: 0px;
		padding-bottom: 0px;
		margin-left: 75px;
	    margin-right: 75px;}

BLOCKQUOTE {font: 80% Verdana, Helvetica, Sans Serif;
	color: #000000;
	font-weight: normal;
	font-style: normal;
	text-align: left;
	line-height: 120%;
	letter-spacing: normal;
	word-spacing: normal;
	padding-left: 5px;
	padding-right: 5px;
	margin-left: 75px;
	margin-right: 75px;}

UL {font: 80% Verdana, Helvetica, Sans Serif;
	color: #000000;
	font-weight: normal;
	font-style: normal;
	text-align: left;
	line-height: 160%;
	letter-spacing: normal;
	word-spacing: normal;
	margin-left: 50px;
	margin-right: 0px;}

OL {font: 80% Verdana, Helvetica, Sans Serif;
	color: #000000;
	font-weight: normal;
	font-style: normal;
	text-align: left;
	line-height: 160%;
	letter-spacing: normal;
	word-spacing: normal;
	margin-left: 50px;
	margin-right: 0px;}

H1 {font: 110% Verdana, Helvetica, Sans Serif;
	color: #003988;
	font-weight: bold;
	line-height: 120%;
	text-align: center;
	letter-spacing: 0;
	word-spacing: normal;
	margin-left: 75px;
	margin-right: 75px;}

	.lefthead {font: 110% Verdana, Helvetica, Sans Serif;
		color: #003988;
		font-weight:bold;
		line-height: 120%;
		text-align: left;
		letter-spacing: 0;
		word-spacing: normal;
		margin-left: 0px;
		margin-right: 0px;}
		
H2 {font: 90% Verdana, Helvetica, Sans Serif;
	color: #003988;
	font-weight: bold;
	line-height: 100%;
	text-align: center;}
	
	.left2 {font: 90% Verdana, Helvetica, Sans Serif;
		color: #003988;
		font-weight:bold;
		line-height: 100%;
		text-align: left;
		letter-spacing: 0;
		word-spacing: normal;
		margin-left: 0px;
		margin-right: 0px;
		padding-top: 0px;}
	
A.body:LINK { color: #003988; text-decoration: none }
A.body:ACTIVE { color: #003988; text-decoration: none }
A.body:VISITED { color: #003988; text-decoration: none }
A.body:HOVER { color: #FF0000; text-decoration: underline }

A.ret:LINK { color: #003988; text-decoration: none }
A.ret:ACTIVE { color: #003988; text-decoration: none }
A.ret:VISITED { color: #003988; text-decoration: none }
A.ret:HOVER { color: #FF0000; text-decoration: underline }

A.faq:LINK { color: #003988; text-decoration: none }
A.faq:ACTIVE { color: #003988; text-decoration: none }
A.faq:VISITED { color: #003988; text-decoration: none }
A.faq:HOVER { color: #FF0000; text-decoration: underline }

body {
scrollbar-arrow-color:#FFFFFF;
scrollbar-base-color:#000000;
scrollbar-dark-shadow-color:#808080;
scrollbar-track-color:silver;
scrollbar-face-color:#003988;
scrollbar-shadow-color:#000000;
scrollbar-highlight-color:#FFFFFF;
scrollbar-3d-light-color:#808080;}